Specialty property & casualty

Evidence bundles for peril teams handling rooftop solar + PV-adjacent storage claims

Insurers underwriting hail, inverter fire, tsunami debris, burglary of wall-mounted packs need confidence that residuals did not amplify secondary loss via illegal landfill or improvised battery storage. NZ REDCA-style dossiers converge photos, manifests, recycler acceptance letters and downstream mass balances into a deterministic structure — enabling triage bots and specialist adjusters alike.

Fraud & moral hazard cues

  • Compare serial capture photos against inverter telemetry exports.
  • Validate DG signer credentials versus issued training matrix.
  • Cross-check recycler references against EPA permit numbers.

Future verification channel

Machine-readable dossier hashing with rotating API keys anchored to AML programs — underwriting teams batch-verify claimants before settlement while preserving claimant privacy tiers (PII partitioned).

Operational SLAs intentionally omitted here — insurer working groups determine acceptable latency / fee bands.